The final years before retirement matter more than most people realise.

Small decisions around super, debt, cash flow and timing can have a significant impact on the quality and flexibility of your retirement later on.

This workshop focuses on using those last working years intentionally.

We’ll walk through the key financial decisions that typically arise in the lead-up to retirement, and the areas that deserve attention before your income changes.

The aim is not to overwhelm you with technical detail — it’s to help you understand what matters most, what can wait, and how to approach retirement feeling more organised and in control.